Loan Underwriter

Job Description Approve or deny mortgage loans, following mortgage standards, according to VA, FHA, FNMA, FHLMC, Investor, QC and Bank guidelines
Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards
When denying a loan, specify investor and institution guidelines and basis for declining application; must be consistent with all decisions
Evaluate acceptability of loans to investors in the secondary market
Review credit reports and give loan officers and loan processors guidance on how to make the loan work
Ensure the needs of the customer are met
Senior level may supervise underwriters in department
Regular and predictable attendance and punctuality
Other duties as assigned

Physical Requirements:
Must be able to remain in a sitting stationary position for extended periods of time
Constantly operate a computer and other office machinery
Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.